Trucking Insurance
At AMCO Auto Insurance in Houston, we understand the vital role trucking plays in the heartbeat of our great state. Contact us today for a personalized trucking insurance quote.
Is Trucking Insurance Required in Texas?
Every vehicle on Texas roads must adhere to specific insurance standards, and trucks are no exception. Texas mandates that all truck operators have liability insurance to cover potential damages or injuries caused by accidents where the truck driver is at fault.
These minimum coverage amounts are based on the truck’s size, weight and type of cargo. It’s crucial to ensure you meet or exceed these standards.
The Federal Motor Carrier Safety Administration (FMCSA) also has trucking insurance regulations that may affect the types and amounts of coverage you must maintain.
Who Needs Trucking Insurance?
Trucking insurance isn’t solely for large trucking companies. The range of vehicles and operations that can benefit from tailored trucking coverage is vast and may include the following:
- Owner-operators—Independent truckers who lease or own their trucks must protect their personal and business interests.
- Motor carriers—Businesses that run trucking operations, whether they own a fleet or a single vehicle, require comprehensive coverage.
- Private carriers—If your business uses trucks to transport its goods, adequate insurance is necessary.
- Freight forwarders—Even if you don’t own the trucks, being responsible for goods in transit demands the proper insurance protections.
- Agricultural truckers—Transporting farm products has risks and requires specialized coverage.
- Dump truck operators—Specific to those in construction or waste management, dump trucks have unique risks that need addressing.
- Tow truck owners—Whether you operate a fleet or a single tow truck, insurance tailored to the challenges of the job is essential.
Contact Us
Contact AMCO Auto Insurance today to explore insurance solutions and get a trucking insurance quote.